To new parents, “they grow up so fast” is a familiar saying that doesn’t seem to apply to them. However, seasoned parents can get hit hard with the reality of it when all of a sudden our teetering toddler is a high school senior walking away in his cap and gown. Empty nest syndrome moves in, and we struggle to adjust to that new life. It’s all the harder for those who find themselves looking at an empty nest egg to go with it.