No matter how important it may be, I find that for most people, money is the last subject they want to talk about. We've all had financial issues, whether it was spending, debt, saving or budgeting. If you are struggling or just need a little money motivation, here are My Top 5 Personal Finance Posts to help you conquer your money problems.
We all want to give with our hearts, but our wallets may not have gotten the memo. If you plan on showing your appreciation this holiday season in the form of a monetary gift, then this post is for you. My holiday tipping guide will help you stay within an appropriate range without being cheap or going overboard!
Saving money should be a top priority for all, but at times we may take this notion too far, and to save money we end up wasting time. We all must realize that time is money and we should spend both wisely for the biggest return. Even if you aren't a very money-savvy person, with the help of technology, there are little changes you can make in your everyday life to save you both time and money. Check out these tips to start saving today:
We all want our kids to grow up to be successful, happy and of course financially secure. Teaching your kids about money is very important, but simply repeating "money doesn't go on trees", isn't enough.
Even if you don’t have an extensive professional background in finance, nurturing your children’s financial literacy doesn’t have to be a big challenge. Children are naturally curious. It’s like they have a built-in desire to learn. If you take the following steps and teach them the basics of spending, budgeting and saving in ways that are fun and engaging, they will surely grow up to be money savvy adults.
When I was in my 20's, I thought I had it all figured out. I was finally living on my own and making enough money to support myself, but little did I know I was also setting myself up for financial failure. My careless financial habits and frivolous daily purchases were going to snowball into a mound of debt that I wouldn't be able to get myself out of. They say hind sight is 20/20, but if I knew then what I know now, I would probably be living on easy street. Here are the biggest financial mistakes from my 20's that you should avoid at any age.
I am always looking for ways to save money, cutting back on everyday purchases is an excellent way to lower your expenses and put more money in your pocket. Here are 20 Tips to save money on everyday purchases.
Financially literacy is incredibly important. I’ve dedicated my life’s work to it. But what if I told you that financial literacy isn’t enough? I know I was shocked when I learned the same thing. It turns out that financial literacy will only take you so far. For you to have true financial success, you need to have financial capability.
Banking in our mobile-driven environment of apps, social shares, and likes, has lost its “human” touch. All of our services and experiences have become digital; even Face Time has taken on a whole new meaning. I remember when a trip to the bank meant friendly conversations with tellers who knew me by name and chats with bankers who got to know us as more than just a customer.
As vital as technology has become in our lives, it’s still important to connect with people, especially those you trust your money with. There’s more to gain than just a free pen when you become friends with your local bank and its employees, and the benefits help you and your wallet too.
I recently attended the opening of Capital One’s new flagship location in Union Square, NYC. What I thought would be just a fancy ribbon-cutting ceremony, turned out to be so much more.
The act of spending money you don’t have is a financial practice we’ve become accustomed to over the years. Our mortgages, car payments and tuition, are generally paid in installments. No matter your tax bracket, these types of loans are a standard way of life. For most of us, having a line of credit attached to our name is no longer a luxury, but is deemed a necessity.
These days it seems like the more money you make the more you spend. You work all week, make a enough money to pay your bills and still have some left over too, so why don't you have more money in the bank? The truth is financial freedom doesn't come easy. If you take a good look at your spending habits, it may become clear what is holding you back. See if one of these 7 reasons are contributing to why you are still broke.
