I have said time and time again, the key to financial success is understanding how you spend your money and using that knowledge to make wise choices. The only way to accomplish this is through budgeting! Figuring out how much you spend on food, entertainment, medical expenses, and even shoes can help you plan for the month ahead. But how do you do this? Where do you start? Right here, right now! I'm going to show you the right way to set a budget and how to crush it every month!
Let’s face it. Not everyone likes to shop, but we can all agree that buying things is fun. What a joy it is to see something and picture yourself wearing it, just turning heads. Or imagine a splurge on that dream vacation you've always wanted to take. You get the feeling that by buying "it" your life may change for the better. But there’s a catch...You have to pay for it, and if you're financially smart you'll be paying for it as long as you have it (or longer). Before you get out of control, here are 5 questions to ask your before you splurge on your next purchase to help you spend smarter!
To new parents, “they grow up so fast” is a familiar saying that doesn’t seem to apply to them. However, seasoned parents can get hit hard with the reality of it when all of a sudden our teetering toddler is a high school senior walking away in his cap and gown. Empty nest syndrome moves in, and we struggle to adjust to that new life. It’s all the harder for those who find themselves looking at an empty nest egg to go with it.