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Money

The Right Way to Set a Budget and How to Crush it Every Month

I have said time and time again, the key to financial success is understanding how you spend your money and using that knowledge to make wise choices. The only way to accomplish this is through budgeting! Figuring out how much you spend on food, entertainment, medical expenses, and even shoes can help you plan for the month ahead. But how do you do this? Where do you start? Right here, right now! I'm going to show you the right way to set a budget and how to crush it every month!

5 Things to Ask Before You Splurge That Will Save You Money

Let’s face it. Not everyone likes to shop, but we can all agree that buying things is fun. What a joy it is to see something and picture yourself wearing it, just turning heads. Or imagine a splurge on that dream vacation you've always wanted to take. You get the feeling that by buying "it" your life may change for the better. But there’s a catch...You have to pay for it, and if you're financially smart you'll be paying for it as long as you have it (or longer). Before you get out of control, here are 5 questions to ask your before you splurge on your next purchase to help you spend smarter!Before you splurge | Busy Wife Busy Life

Why Your Time is Money and How to Stop Wasting Both
How much is your time worthTime is our most valuable resource. But, we are all guilty of driving out of our way to get gas priced $.02 cheaper, taking on a home improvement project ourselves which end up doubling the time commitment, and going from store to store just to snag a few sale items. We sometimes fail to realize that the time we spend, often unnecessarily, can add up. It is often said that time is money, but how much is your time worth?
How to Build A Smart Investment Strategy that Works for You
How build an investment strategy | Busywifebusylife.comThe decision to start investing is, by all means, a great one. But it only promises success if you take the time to determine which investment strategies will work best for you. Each approach is different depending on the person's goals, age, income and risk tolerance. If you are saving up for retirement vs. college tuition, for example, your strategy will look entirely different. There are different investments for short and long term results. Once you open your brokage account there in much to consider. Deciding on an investment strategy that works for you will be the key to financial success.
Why You Need to Stop Trying to “Keep Up”
Stop Trying to Keep UpIn today’s social media-driven society so many details of our personal lives are only a click away. Our primary form of communication or interactions with each other are through tweets, Instagram posts, and Facebook status updates. We are often just trying to "keep up" and find motivation from our number of followers and likes. Maybe without even noticing, we begin to put our lives on display as a status symbol. As a blogger, I understand this now more than ever. Showing off our red bottoms, newest designer bag, or our lavish evening out, has become the norm. To outdo our “frenemies,” we have begun to consume conspicuously, caring more about our standard of living concerning our peers than our well-being. At what point we stop trying to keep up and just start living for ourselves?
5 Benefits to Having a Roth IRA That Will Make You Save Big
5 Reason you need a roth iraLet's be honest, no one likes to think about planning and saving for retirement. The thought of putting your hard earned money away to an account that you cannot touch until you are 65 isn't a desirable concept, but it's oh so very necessary! You have to find a financial balance within your retirement account for it to grow. A Roth IRA could be the best tool in your retirement portfolio and you may not even know it. Whether you are new to retirement saving or a seasoned veteran, a Roth IRA can be a welcomed addition to your portfolio. Along with your 401(K)  and traditional IRA, this account will allow for increased flexibility with your current retirement planning.
How to Deal With An Empty Nest Egg When You Have Empty Nest

Empty nest eggTo new parents, “they grow up so fast” is a familiar saying that doesn’t seem to apply to them. However, seasoned parents can get hit hard with the reality of it when all of a sudden our teetering toddler is a high school senior walking away in his cap and gown. Empty nest syndrome moves in, and we struggle to adjust to that new life. It’s all the harder for those who find themselves looking at an empty nest egg to go with it.